BANKRUPTCY PROVIDES TRUE DEBT RELIEF
If you have found yourself in a difficult financial situation, you may have more options than you think. At Hollins Bankruptcy Law Office, PLLC, we can help you overcome your anxiety and deal with your debt in a cost-effective manner.
Our attorney has experience helping clients who need to stop wage garnishments or lawsuits. From personal bankruptcy to tax negotiations, take action today; none of these matters improves with age, and many become more difficult to resolve the longer they drag on. If you are struggling with debt or taxes, we can help.
Frequently asked questions:
Chapter 7 BankruptcyChapter 7 bankruptcy, also known as "liquidation" bankruptcy, is a type of bankruptcy that allows individuals to discharge certain types of unsecured debts, such as credit card debt, medical bills, and personal loans. It also eliminates most types of collection actions, wage garnishments, and legal judgments.
Chapter 13 BankruptcyChapter 13 bankruptcy is a type of bankruptcy that allows individuals with a regular income to create a repayment plan to repay all or a portion of their debts over a period of three to five years. The plan is based on the individual's income, expenses, and assets and must be approved by the court. Under Chapter 13 bankruptcy, individuals are allowed to keep their property and assets, as long as they make their regular plan payments. This type of bankruptcy is often used by individuals who have a regular income but have fallen behind on their mortgage or car payments and want to catch up on those payments while also paying off other debts. It's also called a wage earner's plan.
Should you file Bankruptcy? I can tell you?Should you file bankruptcy? Filing for bankruptcy is a serious decision that can have long-term financial and legal consequences. It is not a decision that should be made lightly. Before considering bankruptcy, it is important to explore all other options for debt relief, such as negotiating with creditors, consolidating debt, or seeking credit counseling. If none of these options are viable, then we will move forward with filing your bankruptcy petition.
Hollins Bankruptcy Law Office, PLLC provides Chapter 7 and Chapter 13 bankruptcy services throughout Tennessee, Michigan, and Ohio. We have the technology that allows you to file from home.
We understand that fair pricing and flexibility are a must for our clients. To accommodate each client's individual situation, our free attorney consultations are done in person, over the phone, and/or through email and other methods as necessary. Our goal is to make the process as comfortable as possible.
Our philosophy is simple: “Attention to Detail.” We ensure that no detail is left neglected by focusing our attention on client relations, legal needs, and office management. This, in turn, allows us to provide the highest quality of legal service possible for our clients while being sensitive to time, costs, and positive results.